No one ever wants to file for bankruptcy, but there are times when such a filing is unavoidable. If you’ve run into trouble with credit card debt, cannot meet your mortgage payments or have crippling medical expenses, a chapter 7 or chapter 13 bankruptcy may be your only way out of trouble. Because bankruptcy is such a consequential legal decision, it’s critical to consider all your options beforehand. Once you’ve decided to proceed, the next step is to figure out […]