KWW Law Firm

New Jersey law firm Keith Winters Wenning & Harris LLC brings years of experience to their top-rated bankruptcy law practice serving Bradley Beach, Monmouth County and the entire New Jersey. By specializing in Chapter 7 and Chapter 13 bankruptcies, KWW Law Firm helps clients address their financial difficulties. Whether they need a reorganization of their finances or a complete liquidation, the attorneys of KWW Law Firm have the expertise to figure out which option is best for them to get a financial restart. Through their guidance, clients are able to develop a strategy for a much healthier financial future.

As some of the top bankruptcy attorneys in New Jersey, Keith, Winters, Wenning, & Harris LLC are here to help you. Whether you are facing foreclosure, are overwhelmed with debt, or just facing financial burdens, there is still hope. With experienced counsel for both individuals and businesses, the attorneys at Keith, Winters, Wenning, & Harris LLC can help you to understand the different kinds of bankruptcy and debt relief.

Chapter 7 Bankruptcy

This is also referred to as liquidation. Chapter 7 bankruptcy allows you to get rid of most of your unsecured debts while keeping most of your personal property. The attorneys at KWW can help you understand which debts are dischargeable, which assets can be protected, and what you need in order to qualify for this type of bankruptcy. 

 

Chapter 13 Bankruptcy

Sometimes referred to as repayment, chapter 13 bankruptcy offers relief to those who do not qualify for Chapter 7 bankruptcy based on their income. This type of debt relief allows you to get out of debt while making a sequence of affordable payments over either a 3- or 5-year period of time. This especially helps people who are behind on car or mortgage payments to evade foreclosure or repossession.

 

Chapter 11 Bankruptcy

Also known as reorganization, Chapter 11 bankruptcy helps protect businesses from creditors as they restructure their debts and compile a plan for business recovery.